Professional Credit Repair Services

Expert solutions to remove negative items, dispute inaccuracies, and restore your credit score

Our Credit Repair Services

Comprehensive solutions to address every type of negative item on your credit report

Late Payment Removal

Remove inaccurate late payment entries from your credit report. We dispute 30, 60, and 90-day late payments that are damaging your credit score.

What We Do:

  • Dispute inaccurate payment dates
  • Negotiate goodwill adjustments
  • Remove identity theft late payments
  • Challenge creditor reporting errors

Can improve credit score by 60-110 points

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Collection Account Removal

Professional debt validation and collection dispute services to remove negative collection accounts from all three credit bureaus.

What We Do:

  • Medical collection removal
  • Credit card collection disputes
  • Debt validation requests
  • Pay-for-delete negotiations

Collections can drop scores by 50-100+ points

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Charge-Off Disputes

Challenge and remove inaccurate charge-off accounts that are severely damaging your creditworthiness and financial opportunities.

What We Do:

  • Dispute inaccurate charge-offs
  • Validate debt ownership
  • Remove duplicate entries
  • Negotiate settlements

Charge-offs can reduce scores by 100+ points

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Bankruptcy Assistance

Navigate bankruptcy credit repair with expert guidance. We help rebuild credit after Chapter 7 and Chapter 13 bankruptcy filings.

What We Do:

  • Post-bankruptcy credit rebuilding
  • Dispute inaccurate bankruptcy info
  • Credit counseling services
  • Secured credit card guidance

Bankruptcies can drop scores by 130-200 points

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Identity Theft Resolution

Comprehensive identity theft recovery services to remove fraudulent accounts and restore your credit reputation.

What We Do:

  • Fraudulent account removal
  • Identity theft affidavit filing
  • Credit freeze assistance
  • Fraud alert setup

Identity theft can create multiple negative items

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How Our Process Works

A proven 4-step approach to credit repair and restoration

1

Free Credit Analysis

We review your credit reports from all three bureaus to identify negative items and errors.

2

Custom Action Plan

Receive a personalized strategy tailored to your specific credit situation and goals.

3

Dispute & Negotiate

We file disputes with credit bureaus and negotiate with creditors on your behalf.

4

Monitor Progress

Track improvements as negative items are removed and your credit score increases.

Why Choose My Credit Repair

Trusted by thousands of clients across Georgia and the Southeast

FCRA Compliance

All our services strictly follow Fair Credit Reporting Act guidelines and consumer protection laws.

Expert Team

Experienced credit repair specialists with proven track records of successful dispute resolutions.

Dedicated Support

Personal account manager to guide you through every step of the credit repair process.

No Hidden Fees

Transparent pricing with no setup fees. You only pay for active credit repair services.

Fast Results

Most clients see improvements within 30-60 days of starting our credit repair program.

Secure & Confidential

Your personal and financial information is protected with bank-level encryption.

10,000+

Clients Helped

85%

Success Rate

30-60

Days to Results

100+

Points Improved

Ready to Improve Your Credit Score?

Get your free credit analysis and personalized action plan today

What You'll Get:

  • Complete credit report analysis from all 3 bureaus
  • Identification of all negative items
  • Custom credit repair strategy
  • No obligation consultation

Contact Us:

(800) 555-1234info@mycreditrepair.com
Serving Georgia, Florida, South Carolina, North Carolina, Tennessee, and Alabama